With 25 years in banking, fintech, and payments, Bob has collaborated with over 500 client banks in 40+ countries. He has partnered with these clients on improving performance and profitability by identifying and matching key strategic initiatives with fintech and consulting solutions. Currently Chief Commercial Officer for the Americas at Form3, Bob has held strategic leadership and operating committee positions at startups such as Verituity and the Carreker Group, as well as a senior global leadership position covering multiple business units at Fiserv, Inc. Bob began his career at Ernst & Young in the firm\’s large bank consulting practice. Bob has master\’s degrees in finance and economics and continues his support of the academic world as an instructor at the University of South Florida\’s FinTech Research Institute.